Car Accident Colorado - Motor Vehicle Accident - Personal Injury
What should I do after a collision?
1. No recorded statements.
Do not give permission to any insurance adjuster to record any conversation. A former claims adjuster and claims manager, Mr. Anderson told us from his experience that an adjuster’s job is to gather information to deny your claim. If an adjuster’s policyholder caused the crash, his\her job is to gather any information that minimizes or reduces your injuries so the insurance company can pay less. a. IMPORTANT: Claims adjusters’ salaries and bonuses are based upon paying claims within a range that a proprietary computer program (Colossus) thinks your injuries are worth. The ugly truth- there is an 85% chance that a computer program will evaluate your hams and losses-not a human being.
2. Do NOT sign any documents from any insurance corporations.
In Colorado, a claimant does not have to sign a medical release for the insurance to process a claim. Also, in most car crashes, you have three years from the date of the crash to file a claim. Contact us so we may confirm exactly how long you have to file your claim.
3. Gather important records.
Obtain the complete police, ambulance and fire reports as well as any emergency room records and imaging studies (X-ray, CT scan, MRI, DMX, etc.).
4. Take photographs (preferably digital black & white) of your car.
Tell your repair shop to document and outline in writing all undercarriage damage. Note: the insurance company’s claims adjusting software will value your case differently when car damage is less than $1000.
5. Be the honest squeaky wheel.
If you have physical pain, or are experiencing any mental, emotional, or cognitive issues inform your care provider. The claims adjusting software will only consider what is written down in your medical records.
6. Attend your medical appointments.
Seek out and get the medical treatment that you need. Don’t miss your medical appointments and get the recommended treatment to help in your recovery.
7. Keep track of out-of-pocket expenses.
Many of the incidental costs you incur, such as co-pays and prescriptions, may be reimbursed.
8. Insurance policies.
Gather your personal insurance policies, as well as any insurance policies of any relatives living with you at the time of the crash.
9. Be an educated consumer.
Educate yourself on how trial attorneys can help. Most law offices offer free consultations. You deserve to know your rights, how your claim will be evaluated, and how\if a trial attorney may be able to help you in your recovery. After a car crash, no individual should have to fight an insurance company for reasonable payment of medical bills, future medical care and the return to a normal life.
If you got hurt in a car accident, call now and schedule a free consultation
(719) 266 0438